primerica.CIFP.ca

CIFP and Primerica are pleased to offer this special program to meet your insurance licensing continuing education requirements and to allow you to earn all your credits through a single source.

This program offers sixteen online courses with each course qualifying for eight continuing education credits. The courses also allow you to meet your continuing education requirements for purposes of upholding your CFP^® desgination^*.

To start earning your credits, register and select the applicable course approved in your province and complete the online exam.

Our continuing education courses include:


Course Name		Approved in the following Provinces	Course Details

Corporations		AB, SK, ON	show
	Topics covered in this course include: The basics of corporations Corporate and shareholder taxation Using the corporation as a wealth accumulation vehicle either as an owner/manager or as a passive investor
Death and Taxes		AB, SK, ON	show
	Topics covered in this course include: Taxation of property upon death Impact of taxation upon estate planning Options available under the Income Tax Act upon death How much net worth or life insurance is required to pay taxes Techniques for pre and post mortem tax planning
Deductions from Business and Property Income		AB, SK, ON	show
	Topics covered in this course include: A detailed look at the important deductions including the capital cost of property through capital cost allowance A portion of eligible capital expenditures Interest Expenses Fees paid for investment advice
Employer Sponsored Pension Plans		AB, SK, ON	show
	Topics covered in this course include: Features and characteristics of employer-sponsored pension plans Features and characteristics of individual pension plans and profit sharing plans Distribution options upon termination of employment, retirement or upon death Rules and regulations that affect pension plans
Estate Planning in Special Situations		AB, SK, ON	show
	Topics covered in this course include: Estate planning for non-traditional families Transfer of family assets from one generation to the next Buy-sell agreements Planned giving Charitable donations as part of an estate plan Estate freezes Estate planning for Canadian taxpayers who have U.S. assets U.S. estate tax and the unified tax credit
Family Property and Other Issues		AB, SK, ON	show
	Topics covered in this course include: Property acquired before and during the relationship The matrimonial home Pension benefits and retirement savings Tax consequences of the division of income Similarities and the differences in provincial family property legislation
Family Relationships and Support Obligations		AB, SK, ON	show
	Topics covered in this course include: Marriage, separation and divorce Common-law and same-sex relationships Biological, adopted and step-children Other ascendant, descendant and collateral dependents Support obligations Tax implications of financial support
Investment Risk Evaluation (PDF format)		AB, SK, ON	show
	Topics covered in this course include: The concept of risk as applied to investments with an emphasis on mutual funds Statistical measures of risk such as Standard Deviation and Beta will be described The effect of portfolio diversification on risk Modern portfolio theory is looked at with emphasis on the Capital Asset Pricing Model (CAPM)
Life Insurance Products, Issues, and the Industry		AB, BC, SK, MB, ON	show
	Topics covered in this course include: Universal life insurance Segregated funds Beneficiary designations Income tax considerations Life insurance industry regulation Life insurance contracts
Living Wills, Property Investments, Intestacy and Probate		AB, SK, ON	show
	Topics covered in this course include: How a living will might be included in an estate plan Sole ownership, joint tenancy, tenancy in common and beneficiary designations Tax implications and estate planning implications of each form of property interest How intestacy may result in an inappropriate distribution of estate assets Methods of reducing probate fees
More Taxation of Capital Property		AB, SK, ON	show
	Topics covered in this course include: How capital gains and losses are determined upon disposition of property How a taxpayer may accumulate wealth by virtue of acquiring and then disposing of capital property
Personal Trusts		AB, SK, ON	show
	Topics covered in this course include: Flexibility of personal trusts How personal trusts may be used to satisfy financial planning objectives How settlors may set up specific criteria that the beneficiaries must meet in order to receive the funds The reasons why a settlor would form a trust
Proprietorships and Partnerships		AB, SK, ON	show
	Topics covered in this course include: The two simplest business forms, the sole proprietorship and the partnership General characteristics of sole proprietorship and various partnership forms Advantages and disadvantages of these two business forms An overview of how business income is calculated and taxed for these two business forms
Taxation of Capital Property		AB, SK, ON	show
	Topics covered in this course include: How a taxpayer may accumulate wealth The role of capital property in wealth accumulation The nature of capital property and how it differs from inventory How taxable capital gains and allowable capital losses are reported A variety of deemed dispositions How the taxpayer may use capital losses to reduce his tax liability Special rules for business investment losses
Taxation on of Property Income		AB, SK, ON	show
	Topics covered in this course include: Part one looks at interest and dividend income, as well as income earned by a specified member of a partnership Part two covers rental income that is any non-business property income generated by real estate
Wills and Power of Attorney for Property		AB, SK, ON	show
	Topics covered in this course include: Wills Defines what Power of Attorney for Property means Explains the provisions that should be found in a will and a power of attorney Offers samples of documents

^*CIFP/CIFPs creates and/or sponsors its educational offerings in consideration of the continuing education guidelines set by the Financial Planning Standards Council (FPSC). It is the responsibility of the CFP professional to assess the appropriateness of this education content for purposes of claiming CE credits. Claims for CE credits are subject to review and approval by FPSC.